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Joshua\'s Dad

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Subject: Mortgage on Fmh Posted: Thursday, December 5, 2013 - 12:54:15

During the FDR the Wifes Solicitor pressured me into signing a handwritten document giving the Ex Wife permission to xfer the mortgage into interest only terms. I regretted this and immeditately phoned and wrote to the building society and withdrew permission explaining that I had been placed under duress to sign. I was immediately told that it would\'nt be a problem and the mortgage would remain unchanged. However the BS has now written to me stating that they are going to change it anyway despite my retracting my permission before the change had taken place or even been officialy requested. I have made a formal complaint about this but can the BS legitimately change the mortgage after my statement was retracted? I could understand if it had gone ahead and been changed and then I asked for it to be changed back but presumably either party can withdraw permission before the event? I did also contact the Wifes Solicitor and explain I had withdrawn permission but they have obviously pressed ahead anyway. Grateful for any advice or suggestions. Thanks JD

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RedHelen

Username: RedHelen
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Posted: Thursday, December 5, 2013 - 12:54:16

I suppose the onus is on you to prove duress, all the bs would need is the signed documents. What\'s the problem anyway?

EnglishRose

Username: EnglishRose
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Posted: Thursday, December 5, 2013 - 12:54:15

I suspect the handwritten document like many in court is very legally binding and indeed approved by the judge and you can\'t change your mind later but I might be wrong. Then the BS is shown this and makes the change. Is it not wiser it\'s interest onyl anyway so cost are kept low for both of you

julie21

Username: julie21
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Posted: Thursday, December 5, 2013 - 12:54:16

dare i ask why you object to this change. because if you own half the property and ex2b cannot afford the full mortgage and defaults on the payments then your credit history will have a black mark against it also. wouldnt it be better to just put house on interest only until its all sorted.
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